> PRIVACY_POLICY

>Introduction

Welcome to EventMatrixAI ("we", "us", "our", or "the Platform"). We are committed to protecting your privacy and ensuring transparency about how we collect, use, and safeguard your personal information.

This Privacy Policy explains our data practices for the EventMatrixAI website and services. By using our Platform, you consent to the data practices described in this policy.

IMPORTANT: EventMatrixAI is an informational analytics platform operated from India, providing data and insights to users primarily in the United States. We are NOT a trading platform, financial institution, or investment adviser. We do not facilitate trades or financial transactions.

>1. Information We Collect

>1.1 Personal Information

When you create an account or use our services, we collect:

• Account Information: Name, email address, username
• Payment Information: Billing details processed securely through Stripe (we do not store credit card numbers)
• Profile Data: Optional profile information, preferences, and settings
• Communication Data: Email correspondence, support tickets, feedback

>1.2 Automatically Collected Information

We automatically collect certain information when you use the Platform:

• Usage Data: Pages visited, features used, time spent, click patterns
• Device Information: IP address, browser type, operating system, device identifiers
• Location Data: General geographic location based on IP address (not precise GPS)
• Cookies and Tracking: We use cookies, web beacons, and similar technologies (see Section 7)

>1.3 Third-Party Data

We collect publicly available market data from third-party sources:

• Federal Reserve Economic Data (FRED): Economic indicators
• Kalshi: Prediction market probabilities
• Yahoo Finance: Historical market data
• Government Sources: Bureau of Labor Statistics, Federal Reserve announcements

This third-party data is publicly available and not personally identifiable. We aggregate and display it for informational purposes only.

>2. How We Use Your Information

We use the information we collect for the following purposes:

• Service Delivery: Provide access to our analytics platform, dashboards, and data feeds
• Account Management: Create and manage your account, process subscriptions, handle billing
• Communication: Send service updates, newsletters, promotional offers (you can opt-out)
• Customer Support: Respond to inquiries, troubleshoot issues, provide assistance
• Platform Improvement: Analyze usage patterns to improve features, fix bugs, optimize performance
• Security: Detect fraud, prevent abuse, protect against unauthorized access
• Legal Compliance: Comply with applicable laws, respond to legal requests, enforce our Terms
• Analytics and Research: Understand user behavior, conduct market research (aggregated, anonymized data)

>3. Legal Basis for Processing (GDPR)

For users in the European Economic Area (EEA), we process personal data based on:

• Contractual Necessity: Processing necessary to provide services you requested
• Legitimate Interests: Improving our Platform, preventing fraud, direct marketing (where permitted)
• Consent: Where you have given explicit consent (e.g., marketing emails)
• Legal Obligation: Compliance with applicable laws and regulations

>4. Data Sharing and Disclosure

We do NOT sell your personal information to third parties. We may share data in the following limited circumstances:

>4.1 Service Providers

We share data with trusted third-party service providers who assist in operating our Platform:

• Payment Processing: Stripe (for subscription billing and payment processing)
• Authentication: Google OAuth (for secure login)
• Hosting and Infrastructure: Cloud service providers (AWS, Vercel, etc.)
• Email Services: Transactional and marketing email providers
• Analytics: Google Analytics or similar (anonymized usage data)

These providers are contractually obligated to protect your data and use it only for the purposes we specify.

>4.2 Legal Requirements

We may disclose your information if required by law or in response to:

• Court orders, subpoenas, or other legal processes
• Government or regulatory inquiries
• Requests to protect our rights, property, or safety
• Prevention of fraud or illegal activity

>4.3 Business Transfers

If EventMatrixAI is involved in a merger, acquisition, or asset sale, your personal information may be transferred. We will notify you before your data is transferred and becomes subject to a different privacy policy.

>4.4 Aggregated and Anonymized Data

We may share aggregated, anonymized data (which cannot identify you personally) with:

• Researchers and analysts for market studies
• Partners for collaborative projects
• The public in reports or presentations

>5. Data Retention

We retain your personal information for as long as necessary to:

• Provide our services and maintain your account
• Comply with legal obligations (tax records, transaction history)
• Resolve disputes and enforce our Terms

Account Data: Retained while your account is active and for 2 years after account closure (for legal and compliance purposes).

Usage Data: Retained for up to 2 years for analytics and improvement purposes.

Payment Records: Retained for 7 years to comply with tax and financial regulations.

You can request account deletion at any time (see Section 6).

>6. Your Rights and Choices

>6.1 Access and Portability

You have the right to:

• Access the personal information we hold about you
• Request a copy of your data in a portable format (CSV, JSON)

>6.2 Correction and Update

You can update your account information anytime through your account dashboard or by contacting us at support@eventmatrixai.com.

>6.3 Deletion and Right to Be Forgotten

You can request deletion of your personal data. Please note:

• We will delete your data within 30 days of your request
• Some data may be retained for legal or compliance purposes (e.g., transaction records)
• Deletion is permanent and cannot be undone

>6.4 Opt-Out of Marketing

You can opt-out of promotional emails by:

• Clicking the "unsubscribe" link in any marketing email
• Updating your email preferences in your account settings
• Contacting us at support@eventmatrixai.com

Note: You cannot opt-out of transactional emails (e.g., billing receipts, security alerts).

>6.5 Do Not Track (DNT)

Some browsers support "Do Not Track" signals. Our Platform does not currently respond to DNT signals, but you can control cookies through your browser settings.

>6.6 GDPR Rights (EEA Users)

If you are located in the European Economic Area, you have additional rights:

• Right to Object: Object to processing based on legitimate interests
• Right to Restriction: Request restricted processing in certain circumstances
• Right to Lodge a Complaint: File a complaint with your local data protection authority

>7. Cookies and Tracking Technologies

>7.1 What Are Cookies?

Cookies are small text files stored on your device by your browser. We use cookies to:

• Remember your login session and preferences
• Analyze usage patterns and improve our Platform
• Deliver personalized content and recommendations
• Prevent fraud and enhance security

>7.2 Types of Cookies We Use

• Essential Cookies: Required for the Platform to function (e.g., session management)
• Analytics Cookies: Track usage and performance (e.g., Google Analytics)
• Functional Cookies: Remember your preferences and settings
• Marketing Cookies: Deliver relevant ads and measure campaign effectiveness (if applicable)

>7.3 Managing Cookies

You can control cookies through your browser settings:

• Block all cookies (may impact Platform functionality)
• Delete cookies after each session
• Allow cookies only from trusted sites

Learn more about managing cookies: www.allaboutcookies.org

>8. International Users and Data Transfers

EventMatrixAI is operated from India and primarily serves users in the United States. Your data may be transferred to and processed in:

• India: Where our operations are based
• United States: Where our cloud infrastructure and service providers are located
• Other Countries: Where our third-party service providers operate

By using the Platform, you consent to the transfer of your data to these jurisdictions. We take measures to ensure your data is protected in accordance with this Privacy Policy, regardless of where it is processed.

EEA Users: We rely on Standard Contractual Clauses (SCCs) and other legally approved mechanisms to transfer data from the EEA to countries outside the EEA.

>9. Regulatory Compliance and Data Use

>9.1 Platform Purpose

EventMatrixAI is operated from India as an informational and educational platform. The Platform aggregates publicly available data from U.S.-based sources for research and analysis purposes only. We are NOT a trading platform, investment adviser, or financial institution.

>9.2 Regulatory Status

EventMatrixAI is NOT registered with:

• Securities and Exchange Board of India (SEBI)
• Reserve Bank of India (RBI)
• U.S. Securities and Exchange Commission (SEC)
• Financial Industry Regulatory Authority (FINRA)
• Any other financial regulatory authority

We do not require such registration as we do not provide regulated financial services, investment advice, or facilitate trading.

>9.3 Data Sources and Use

All market data displayed on the Platform is sourced from third-party providers (FRED, Kalshi, Yahoo Finance) and is publicly available information. We use this data solely for informational display and statistical analysis. We do NOT:

• Facilitate trades or financial transactions
• Provide personalized investment recommendations
• Act as an intermediary for any financial products
• Store or process trading account credentials
• Integrate with brokerage accounts or trading platforms

>9.4 User Compliance Responsibility

If you access the Platform from India or any jurisdiction with financial data restrictions, you are responsible for ensuring your use complies with local laws. We disclaim all liability for non-compliant use of the Platform.

>9.5 India-Specific Considerations

Users in India should be aware that:

• The Platform is intended primarily for U.S. users and displays U.S. market data
• Use of this Platform for trading or investment decisions may be subject to Indian financial regulations
• We do not offer compliance with SEBI/RBI guidelines for financial advice or trading platforms
• Indian users must ensure their use of the Platform complies with the Foreign Exchange Management Act (FEMA), SEBI regulations, and other applicable laws

>10. Data Security

We implement industry-standard security measures to protect your personal information:

• Encryption: HTTPS/TLS encryption for data in transit
• Secure Storage: Encrypted databases and secure cloud infrastructure
• Access Controls: Limited employee access on a need-to-know basis
• Authentication: Secure OAuth 2.0 authentication (Google Sign-In)
• Regular Audits: Periodic security reviews and vulnerability assessments

However, no method of transmission over the internet is 100% secure. While we strive to protect your data, we cannot guarantee absolute security.

>11. Children's Privacy

EventMatrixAI is NOT intended for children under the age of 18. We do not knowingly collect personal information from minors. If you are a parent or guardian and believe your child has provided us with personal information, please contact us immediately at support@eventmatrixai.com, and we will delete such information.

>12. Third-Party Links

Our Platform may contain links to third-party websites, services, or resources (e.g., Kalshi, FRED, Yahoo Finance). We are not responsible for the privacy practices or content of these third parties. We encourage you to review their privacy policies before providing any personal information.

>13. California Privacy Rights (CCPA)

If you are a California resident, you have additional rights under the California Consumer Privacy Act (CCPA):

• Right to Know: Request disclosure of personal information collected, used, and shared
• Right to Delete: Request deletion of your personal information
• Right to Opt-Out: Opt-out of the sale of personal information (Note: We do NOT sell personal data)
• Right to Non-Discrimination: We will not discriminate against you for exercising your CCPA rights

To exercise these rights, contact us at support@eventmatrixai.com. We will verify your identity before processing your request.

>14. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices, legal requirements, or Platform features. When we make significant changes, we will:

• Update the "Last Updated" date at the top of this policy
• Notify you via email (if you have an account)
• Display a prominent notice on our Platform

Continued use of the Platform after changes take effect constitutes your acceptance of the updated Privacy Policy.

>15. Contact Us

If you have questions, concerns, or requests regarding this Privacy Policy or our data practices, please contact us:

• Email: support@eventmatrixai.com
• Website: https://eventmatrixai.com

For data protection inquiries (GDPR, CCPA), please include "Privacy Request" in the subject line.